/biz/ - Business & Finance

Yes, but how much money do you have to invest?

I'm a specialist on the matter. And I would never invest in anything I wouldn't believe in myself desu. And trusting people who haven't made it themselves with your money is stupid.

Yes.

Typically they charge a small percentage for a default type managed investment portfolio. They will charge more for an actively managed portfolio suited to your risk tolerance. Typically there are minimum dollar amounts for each type of managed account, say a few thousand for a set portfolio and maybe $25k for an actively managed portfolio, sometimes much higher though ($100k+)

Any serious financial manager would advise you to put the majority of your savings into crypto. Bitbean is a good crypto to start with, as is Ambrosus. Safe, stable and highly profitable. That’s what crypto’s all about mate.

>>10218020
financial managers are literally scam artists on commissions.
if you already found /biz/ somehow and hopefully look at whitepapers, shitpost on the difference between shitcoins, how can you legit not care enough about your own money and future to take ownership and look into it yourself?

>>10218020

Just invest in this. Invest as much as you can afford. You don't need a fucking professional Anon.

https://investor.vanguard.com/etf/profile/VT

You're welcome.

>>10218030
1.5m dollars approx.
I've read some books, articles, and other stuff on investing. This is what I've concluded, but I'm nowhere near an expert.
800k - 1m into a vanguard index fund.
50-100k into a business.
The rest into real estate.

>>10218020
>wanting investment advice from some filthy kike
the absolute state of op

>>10218330
Listening to people smarter and more knowledgeable than yourself is common sense.

>>10218142
I don't want to go full into an ETF fund as the they are equity only. I guess my options would be splitting between two funds, one etf and one index with some bond %.

>>10218700

I use this in my ROTH IRA. It's comprised of 50% total stock market index, 30% international index and 20% bonds

https://investor.vanguard.com/mutual-funds/profile/VASGX

You can do the same kind of thing with Fidelity. I use this for my HSA. 60% equity and 15% inter and 15% bonds

https://fundresearch.fidelity.com/mutual-funds/summary/31634R109

Using only 1 fund, you don't ever think about shit and tinker with it. Simple is comfy. You can fuck around with crypto.

>>10218867
So all those are active funds?
I was thinking going into the non-active funds, since they have similar or better returns and you pay less each year to the management company.

>>10218020
If you call Fidelity or Vanguard they are just going to look for whatever financial advisor's office is closest to you most likely. It's a crapshoot as to which advisors are actually worth a crap and the really successful ones, i.e. the ones most likely to make good recommendations and help you achieve your goals, may or may not even be willing to take you on as a client.

Even if you call your local office directly and ask to meet with someone, the manager is probably just going to pair you with whoever needs new clients the most. If at all possible, do some research on the advisors in your area so you can request one directly. Good luck OP.

>>10218908

Those are all passive index funds or index funds comprised of indexes. They all have low expense ratios. I named those because you didn't like VT because it was only equity.

One thing to think about if you have a decent sum of money is tax efficiency in your Taxable account. VT is tax efficient. Those other two I named not so much. You can look at some efficient funds for your taxable account.

https://www.thebalance.com/best-vanguard-funds-taxable-accounts-4121221

>>10218262
I'm pretty sure with only 10K invested you can talk to a vanguard person. But really you sound like you're learned enough to read the fund prospectuses + bogleheads forums and figure out what works for you.

>>10218867
>>10218983
I forgot to mention that I'm not a burger, I just converted my currency to burgers.
I'm a britbong.

>>10218700
>I don't want to go full into an ETF

Why not? If you don't need the money in the next 10-20 years there is literally nothing that beats all stock. I put away my inheritance in 2011 and have a return of 9-11% every year.

>>10219197
Anything I'd put into the investment account I wouldn't touch for 3 decades, yep.
I'm just wary of the risk. I've seen that the full stock funds only make around 1% more than the stock/bonds mixed, but the latter come with much lower risk.
>>10219197
>I put away my inheritance in 2011 and have a return of 9-11% every year.
And who is that with?

>>10219151

Seems like you've been getting fucked:

https://www.theguardian.com/business/2017/may/16/vanguard-funds-investment-isa-uk-fees-hargreaves-lansdown-fidelity

Vanguard in the UK:

https://www.vanguardinvestor.co.uk/

Seriously read up on your own country's taxes and shit . You CANNOT trust any adviser. Mostly crypto moon talk here so unless some knowledgeable tea sipping fags are around to point you in the right direction, DYOR.

>>10219308
MSCI world
0,4% TER