/biz/ - Business & Finance

>yOu ThInK tHe LiNe OnLy GoEs Up FoReVeR

Yes.

>sharing the bathroom with your 70 year old parent

>BMI just hit 24.9 last week
cut accomplished
no longer a fatass

>Sold most of my GME at $20 but held a few shares just in case
WGMI

>>22606874
my man

Alright fellas I'm 26 and my New Year's Resolution is to move out of my parents' house this year, not sure how feasible it is. Emergency fund is in place and no debt of any kind. In absolutely no circumstance will I live with roommates.

The problem is that after 401k, IRA, HSA, ESPP, FICA, State and Federal withholding, and insurance I will get about $1300 biweekly, and I'm afraid it's going to be really tight. I found an apartment for $900 per month and I think my monthly expenses added up should be something like this:
>Rent and mandatory internet/cable: $950
>Sewage, trash, water, etc.: $25
>Electricity: $75
>Cellphone: $8
>Car insurance and gasoline: $200
>Groceries, Eating out, Toiletries: $400

That leaves maybe $1000 a month breathing room for just the bare essentials. Here's the thing, the entire point of this exercise would be to IMPROVE my quality of life from what I have now. I'm tired of wearing my clothes from highschool and sleeping in my childhood twin bed. I want nice things in my kitchen even if I buy them used. I want cool pieces and quality furniture to fill all this new space I have up. That doesn't mean I'm going to walk into the most expensive shop and buy up all their new shit but it doesn't mean I'm going to live with cinderblocks and Ikea crap either. Without that why the fuck would I even bother moving out? I don't think this is remotely an unreasonable attitude.
So what do you think guys, is it doable? I don't really have experience bearing the full cost of everything on my own and am not sure if that's a decent margin, I only ever lived with roommates so all the costs were split.

>12284595
buying a house is more economical than renting the same house
renting a 1 bedroom apartment for yourself and investing the difference over the house PITI is likely cheaper than buying and entire house in perpetuity
the only exclusion to this is if you rent out the remaining rooms and spend your life as a live-in landlord

took the week off

>>5271664

normies WILL blast this off I guarantee it

>>1862150
>mfw my whole family is jewish

>I earn $70k right out of college and still live with my parents