/biz/ - Business & Finance

Apologize.

Apologize.

>>14182453
you tell me

>>2466655
We will no longer surrender this country or its people to the false song of globalism, OP.

ETH ABOUT TO CRASH HARD

TOLD YOU HERE FIRST

SELL NOW BUY LATER

Would it be a good idea raise my credit score by taking out a loan and paying it back on time?
I have a 750 credit score, and pay my car, rent, and credit balances on time. I am going to get lasik surgery in the next six months which will cost around 5000 dollars. My insurance will cover 2500 and I can easily pay for the other 2500. I was thinking about taking out a 3000 loan from my bank for the sole purpose of establishing more credit history. I know I will take an initial hit to my score because of the loan, but will the additional good history raise my score enough to justify the 200 in interest I would pay?

Has anyone ever considered how much money there is to be made with buying online and returning to a store with a higher price? I routinely see deals online where due to coupon codes or temp sales there are items being sold for a third of what they go for in a brick and mortar store. Granted most of these stores will only give you store credit if you return without a receipt and they limit you to three returns in a three month period. However if I were to switch between kohls, walmart, and target I could easily do three returns per month at one store and rotate per month. Assuming the item costs 100 online and 300 in store that's 900 in store credit a month. You normally lose about 10 percent when selling gift cards online so let's call it 800. After the original cost of the three items that brings me to 500 a month. That's an extra 500 just to order shit online and drive to the store to return it. Shit even if I didn't want to go to the store I could easily offer a friend 100 dollars to do the returns for me.
Someone please tell me where the downside is here?
>you won't find deals like that every day... I do find deals like that every day, but I only need three a month.
>what are you going to say when they ask you why you're returning the item... it was a gift and already have one