/biz/ - Business & Finance

Sup /biz/, looking for financial advice to eventually stop being a wagecuck. I'm looking at overall financial portfolio, not just crypto. The ultimate end goal for me is financial independence by the time I'm 30, but wouldn't mind earlier lol. A little about me:

> 22yo
> Software Engineering Degree
> 92k salary
> currently in Bay Area, California

Currently, I'm investing like so:
> Maxing out 401k at 6% matching
> Company offers 15% discount on purchasing stocks for employees up to $6500 worth of shares every 6 months (maxing this out too)

Crypto Holdings about $12k right now (only got into alts around November. Put in about 4k total so far, so been making gains). Currently, portfolio looks like:
> COSS - 1096
> ICX - 273
> XLM - 6523
> XRP - 640
> FUN - 4475
> KIN - 500,000

I have a rainy day savings that can survive me 3-6months at same standard of living. After taxes, rent (apartment), and bills, I tend to have about $1900 a month to spend. Typically with this I spend some on myself and the rest I've really been putting into crypto. So far that's looking like the right play (probably going to start using XMR as my true long-term valuation hold instead of my savings account). However, I'm curious what other options or suggestions /biz/ has.

Also, general serious financial advice thread.

>>5750778
Blockfolio

Why aren't you pumping these coins?
I made 75% on ICN during the pump


https://discord.gg/HAVZQee

Been keepin an eye on a discord group and wondering if these types of things can actually earn some extra profits. Thoughts as a whole?

https://discord.gg/HAVZQee

> mfw all I do is follow people with more money than me
> mfw it works

https://discord.gg/VMf3Uz

https://discord.gg/bnYMrF

Pump group, just in time for the new years