/biz/ - Business & Finance

>>58098948
Okay I'm bored at work so I'm going to give you a quick lesson. The key principal of investing and economics is that risk equals reward. That's common knowledge but what isn't is that this risk is quantifiable. You can say where it comes from.

For example with bonds it comes from "default risk" and "term risk" aka how likely the bond seller is likely to pay you back and how long the bond is. The riskier the more long term payoff.

For stocks there are two forms of risk. Beta and alpha. Beta is the easiest and it translate to how much of the market you own. Simply put, you max out your beta by buying everything. So VTI and VXUS.

Alpha risk comes from other factors like size and value. Sorry to the dividend fags but they don't add additional risk of beta or alpha. For your portfolio, you max out beta by buying 60% VTI and 40% VXUS. If you wanted to add alpha you'd go for a small cap value fund.

It's fine if you want divys or stocks etc. But you need to understand that they don't actually add any additional risk and so reward. Even individual stocks are called "idiosyncratic risk" which means a form of risk that is NOT guaranteed a reward.

>>57898631
>Wat do?
Get a job.

>>57011439
We had a whole class of men who grew out of the Great Depression. The Great Depression also almost killed us, I guess. But then it made us way fucking stronger. All those WASPs built America into what it is until things slowed in the 1960s. They were tough dudes. We can do these things again but we might have to go through depressions. :O

>>56915106
What kind of cuck lives in the US and then posts this image >>56915025

>>56256473
Communists get the rope

>>55941326
holy shit I love boomers sometimes

>>55900846
>tfw one of the few 5 figure anons here and I'm a boglehead

>>55685530
Fuckinnn' bro, this is just the start of a new longer trend. Old people from Asian definitely just hit us out of nowhere. We didn't see Japan coming. We didn't recapitalize. Our giants of industry haven't seen this since the '90s.

This is gonna blindside. You're really right this time. I think I should come to your Christening. I meant Bar Mitzvah.

>>55666666
absurdly based

>>55640376
sorry for her. She needs a mans. Faggot jannie deleted my post because it showed a female clothed anus and a subtle hint about jewry.

>I'M UUUUUUUSURING

>>55624654
VT boomer here, diet monster

>VT broke $100

>>55586033
yes

>>55353308
boglechads always win

reminder that the first two companies to get the state of the art 3nm TSM chips are Apple and nVidia

Reminder that reits belong in your roth ira

>>54918073
VT

>>54846402
im so fucking glad I'm a VT and VNQ fag

Holy shit, GE is an unstoppable powerhouse.

>Extra Space Storage Inc (EXR) just bought Life Storage Inc (LSI) to beat out Public Storage (PSA) as the largest storage REIT in the world
the great slow reit merge continues

>>54575101
Good thing office reits only make up 5% of the index and 1.5% of it is ARE which is breaking records

>Industrials

>>54542359
War sucks, killing sucks, I don't wanna excommunicate them either. I just wanna change their culture. We should all be Americans here. If we were all Americans working together, our economy would be back on track sooner. In a few years we'd be humming again. I'm saying it might take a minute, but it wouldn't be all this faggot talk of collapse. Need more men with their nuts out just like the women be doing with they titties You heard me

>>54474186
>meanwhile my boomer ass is drinking water, milk, diet soda, and diet energy drinks
I haven't had alcohol in years