/biz/ - Business & Finance

So as a person who has never had a credit card before, what would be the best card to start out with? It'll most likely end up being a secured card.

After fucking up for a while I got my act together and now have a kickass credit score again.
Now I'm looking for a really fancy credit card.

One with all the perks, free credit reports, no foreign currency fees, airline miles, warranty, primary insurance, accident insurance, concierge, customs assistance etc.

Is there one card which would have all of this? or maybe two with half each if I get a lower annual fee?

I just received my first credit card bill.

The bill is for $100, statement of last month.

I owe a total of $200

I'm trying to spread my money out until I receive my giant check this January.

I have $300.

How much of the bill should I pay so that it looks good on my credit score?


Like I said, I dont want to pay it all off because I'm trying to spread these 300 to last for another month. But I;m not trying to get a shit cred score.

Which credit card do you swear by, /biz/?

What are some reputable credit card processors I should be looking into as I expand my online storefront to international sales? Right now I use Interac E-Transfer for customers in Canada (since I, too, am Canadian), and opening up internationally would require some kind of payment processor.

Paypal is out of the question, since what I sell they do not condone. Square looks good, but they don't have an e-commerce API yet so I can't integrate it into my site.