/biz/ - Business & Finance

>>56528370
>intelligent Montenegrin

My self-interest is in getting the highest rate of income per hour from all sources (wages+benefits), rather than the highest total wage (since I would no longer receive benefits, which means my rate of income per hour tends down to my wages alone).

>(Weekly wage from part time work + benefits)/work hours > Weekly wages from full time work/ work hours. We call the left-hand side the Part-time-maxxing Rate.

Therefore if the world (anyone apart from me) wants me to get a full time job as opposed to part-time maxxing, then rationally, for me to care, the new pay ideally is not only higher in total, but also is equal to or higher than the product of full-time hours and my Part-time-maxxing Rate.

>Ideal full-time pay>= Full-time hours * (Weekly wage from part time work + benefits)/work hours

I will drive the world (employers and governments) to pay me the highest rate per hour to give a fuck about them. I don't see why it's in my self-interest to play Protestant wage-only cuck merely to have more money to pay debt.

Frens, let's be honest with each other. We held through the confusing, weasel pinning, double top of 2021 and through the most psyoped bear yet. By the way, I will immediately disregard you if you mostly exited markets in 2021 or if you bought a house in the last 3 years. You are a proven short term thinker. Which brings me to my final point and request. Since the smartest of us are packed and ready for a the next two years but we also want good property prices, what scenarios are we looking for? What's a way crypto pumps as the housing market crashes?

>>56245112
This is the truth. It just goes to show that redditors and pajeets can never successfully be assimilated into /biz/. The many nations and their varying creeds must be kept separate.

>>55973453
Be. Less. Productive.

I am financially Montenegrin.

Where do you put your money once you've made it?

>>54407157

>>54408851
> It's been "too late" for decades.
This
The warrants were already signed before any of us were born, what can we do besides just sit back and get comfy?

>>53501575

schizos... I kneel

>>53102807
No man should complain about a holiday.

your value of labor is increasing. bobos don't know an honest day's work.

the only truth

>did a ton of drugs in high school that ruined my brain; 14-18yo
>did absolutely nothing with my life except not working, watch anime, play video games, lurk 4chan; 18-22yo
>worked a wagie retail job, hated it, quit, played video games, lurked 4chan; 22-23yo
>went to college, worked on and off, played video games, lurked 4chan; 23-27yo
>graduated college when covid happened no jobs, traded stocks/crypto for income, played video games, lurked 4chan; 27-28yo
>worked for 1 year before getting fired at a credit union, played video games, lurked 4chan, 28-29yo
>now, no job, trade stocks/crypto for income, still play video games, lurk 4chan; almost 30yo
My life is absolutely FUCKED. I hate thinking about it everyday that I wasted 4 years of my life being an autist after I graduated high school. All of my 20s I've been doing absolutely nothing with my life except wasting time and now that I'm going to be 30yo it hurts even more after realizing it and being sober for once in my life. I was still doing drugs, mostly alcoholism, through my 20s and smoking weed every now and then. Shit sucks. I only have $20k to my name. No friends, no gf, no job, no assets, still renting. I'm aware that people have much more difficult lives than mine but still. I can't seem to get over that I was an autist all along and managed to ruin my 20s because of mistake after mistake. The only real option I TRULY have right now that I believe is going back to school and getting a Master's in Accounting and getting a very safe stable job. I absolutely hate realizing that I'd be 5 years behind everyone else if I were to pursue a Masters in Accounting because of my stupid decisions in my early 20s. I practically blew it all off and am now paying the price. What's worse is knowing that I've always done terrible in school and always managed to fuck up most things education related. I always got C's and am fearful that if I were to go back to school I would have a difficult time keeping up with it.