/biz/ - Business & Finance

>>53949282
>Also this is legit dave ramsey shit
No shit retard, who else was going to fund this survey? Do you get mad when people post Bloomberg Terminal screens when talking about bond yield too?

If you actually read the (short) study and not just the highlights, you'd know that while most of them invested in multiple vehicles, the earliest and largest of their investments (even larger than home equity) were their retirement accounts.

>hurr durr it wadunt dah 401 or dah eye-ra
>It wah dah long term investment
What did they invest in long term then?
>Dah 401 and dah eye-ra

And why do you seem to think that employers "own" your 401k if they offer a plan? If you get fired or quit the entire balance is yours transfer to a new company's 401, your IRA, or it will be held by the firm that provides your current company's plan until you tell them to move it. You also don't seem to understand why % matches are offered either: it allows the employer to effectively offer you increased pay that is exempt from payroll and other taxes. Other anons have already pointed out that only bottom of the barrel plans won't let you make selections for a nominal fee. You need to stop posting as if you understand anything at all about retirement accounts, and I'd recommend not posting again until you have at least 15k in an IRA so that you actually know what they are and what they can do.

I literally bought a back before they suspended trading because /biz/ hates it and /biz/ is never right about anything. And the reason they hate it is that it has no price movement. Think about that. The same people who cannot shut the fuck up about how bitcoin is a store of value despite its rapidly changing price point, don't think XRP functionally has been doing the same thing for 3 years with its $0.30 stablecoin routine. There isn't one person on this board that holds bitcoin or link for any other purpose besides selling it for more fiat money later.

>>25942561
the truths must be revealed!
repent, all ye sinners and idolaters!
surrender now all thine worldly treasures unto me, and i shall set thee free of thine material and soulful bondages!