/biz/ - Business & Finance

>Question for you precious metal bros...
Is it smarter to buy & hoard physical gold & silver rather than put my money into a bank?

savings accounts are pretty shit where it accumulating/maintaining wealth overtime with interest Unless your stacked already & we all know inflation is higher by the day & hour so your cash is worth less overtime...
I know gold essentially is always on the rise in value stock wise, and silver is supper stable & worth more than it is being sold for in a shtf so to speak...
>So I was just wondering if would be smarter to go dragon mode with my paychecks
>I could just sell some grams of gold for cash at a reputable dealer if I ever need to buy shit.
Also do you know if Gold dealers & sellers will allow you to exchange your oz for grams & bullions of larger sizes similarly to how banks exchange different size bills?

I figured you'd have to pay the normal premium fee if your exchanging to smaller sizes since that's how dealers stay in business, but wouldn't dealers let you trade/exchange up in size for free since your essentially giving them more easily moved stock?