/biz/ - Business & Finance

>>415221
>What are PRIMEcaps all about
PRIMECAP is a fund management company (primecapmanagement.com). They offer their own funds, and they also contract their services to other shops (like Vanguard) to run outside funds.

>>415221
>I don't have enough money for
The fund symbols I listed may be Admiral class, which have a higher minimum. Any Admiral class fund at Vanguard will also have an Investor class, which is the same fund but with significantly lower minimums (and slightly higher fees).

>>415221
>The girl phone rep was clueless
Vanguard isn't a tax advisory firm, and you were talking to a retail sales associate anyway. Tax advice isn't her job.

>>415232
>The Primecap funds are closed
Ah, my bad. If you have enough money at Vanguard, they let you into closed funds, so I tend not to think about that stuff.

>>415235
>should health care funds be in tax deferred/sheltered accounts
VGHCX should go into a tax advantaged account if possible. Although the dividend yield is modest, it throws off a lot of cap gains.
>Pic related.
>P.S. All this tax info is on the Vanguard website. It would be good if you learned to figure this out for yourself, of course.