/biz/ - Business & Finance

>>49541841
Rising healthcare costs and an aging population is bearish for insurers because it increases their overhead. Without an increase in young people paying for insurance they don't have anything to offset the rising costs other than raising rates on a fixed income group.
>>49541471
Rising prices on plans will force individuals to swap to cheaper plans or go without coverage. Most Americans do not receiving insurance through their work and for companies that do have corporate coverage - when they need to trim overhead you think its more likely they bust the salary workers down from a platinum health plan to a gold plan or give everyone a 5% pay cut?
It does seem to be out performing the broader market right now, but I just see too many risk factors in the industry right now.
At least for insurers having transgender removed from the DSM means that they no longer have to cover HRT or gender re-affirmation surgery, causing trannies to have to pay out of pocket and saving insurance companies billions.