/biz/ - Business & Finance

>>415378
6-12 months of an emergency fund seems kind of much, 3-6 months should be enough if you want to participate in the market (I think at least).

>consider adding small/mid cap/int'l
I would but I know you value low expenses and just take a look at how disgusting some of these are!

I have 11k~ to play around with in my Roth IRA but I don't really want to switch out of VTSAX at the moment it seems very solid...changing that into a Vanguard Extended Market [VEXMX](small + mid cap) sort of makes sense so I have the large cap exposure in my 401(k) and the small/mid cap but I'm not sure if it's meaningful. The Bogleheads said to just stretch out like performance charts of VEXMX (small mid), VFINX (Vanguard's S&P500), and VTSAX to inception and they are relatively similar, just I guess as of late (past few years) small mid caps have been performing quite well.

I definitely will get either REIT or Health in my Roth IRA.

I have 8k in VTIAX (Vanguard International) in taxable but the yields are so poor on that but at the same time I feel I need the international exposure.

>>415388
Just read everything on bogleheads and investopedia