/biz/ - Business & Finance

Hi guys. We all know the problem with bitcoins.

>The value is so high that it scares people off
>Value changes so much that it scares people off
>Hard to acquire for people who aren't super interested in crypto
>Needs to be widely accepted/used before people widely accept it/use it
>too complicated for ordinary people who don't internet all day

What features/differences/strategy could a new cryptocurrency have that bitocoin does not? What would it need to be like to make the jump to mainstream?

Maybe there would need to be an actual central 'official' type authority for the currency?


Some sort of physical payment method that takes the form of a credit card that is linked to your 'wallet'? With the card reading devices connected to the blockchain?


I want a way for a truly universal cryptocurrency to be in widespread use. Not just as a hobby.